Demand to see your mortgage note.
Step 1:
Select the recipient(s)
Select your mortgage lender from the list below.
Don't see your lender? Click here.
Recipient
*
Ally Financial
866-709-4744
Arvest Bank
479-757-8922
Banco Bilbao Vizcaya Argentaria
205-297-7363
Banco Popular
787-706-6121
Banco Santander
610-208-6128
Bank of America
866-382-0489
Bank of Montreal
312-461-7869
Bank of the West
415-834-9432
Bank United
877-263-8930
BB&T
775-640-0744
BBVA Compass
205-297-7363
Berkshire Mortgage
617-556-8170
BMO Harris
312-461-7869
BNP Paribas
415-834-9432
California National Bank
USBHM760Servicing@usbank.com
Capital One
703-205-1755
Charter One Bank
401-456-7819
Chase Bank
866-989-1356
Chevy Chase Bank
703-205-1755
Citigroup
480-753-7832
Citizens Bank
401-456-7819
Compass Bank
205-297-7363
Countrywide Financial
866-382-0489
Deutsche Bank Berkshire Mortgage
617-556-8170
Downey Financial
USBHM760Servicing@usbank.com
Fifth Third Bank
513-358-0806
First Hawaiian Bank
808-525-8708
First Horizon Bank
901-523-4030
First Interstate Bank
406-255-5350
First Magnus Financial
520-202-0115
FleetBank
866-382--0489
GMAC
866-709-4744
Golden West Financial
866-359-7363
Guaranty Bank
414-410-1400
Harris Bank
312-461-7869
Hibernia Bank
703-205-1755
Household Bank
224-552-4400
HSBC
224-552-4400
Huntington National Bank
614-480-6009
IBERIABANK
941-556-5821
IndyMac
626-229-1891
ING Direct
888-464-3220
JPMorgan Chase
866-989-1356
KeyBank
216-689-0519
LaSalle Bank
866-382-0489
Litton Loan Servicing
713-793-4923
M&I Bank
414-765-7899
M&T Bank
716-848-7930
Marshall & Ilsley Bank
414-765-7899
National City Bank
937-910-4009
Ocwen Financial
407-737-6174
OneWest Bank
866-235-2366
Park National Bank
USBHM760Servicing@usbank.com
PNC Bank
937-910-4009
RBC Bank
877-530-0765
RBS Citizens
401-456-7819
Regions Bank
601-554-2913
Royal Bank of Canada
877-530-0765
Royal Bank of Scotland
401-456-7819
Sovereign Bank
610-208-6128
Sun Trust Bank
404-332-3875
TD Bank
207-761-8536
Toronto-Dominion Bank
207-761-8536
Union Bank of California
415-705-7335
US Bank
USBHM760Servicing@usbank.com
Wachovia
866-359-7363
Washington Mutual
866-989-1356
Wells Fargo
866-359-7363
World Savings Bank
866-359-7363
Zions Bank
801-524-2129
Enter your information
Country
*
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
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Bahrain
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Congo, Republic of the
Cook Islands
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Dominican Republic
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Eritrea
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Ethiopia
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Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories
Gabon
Gambia
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Germany
Ghana
Gibraltar
Greece
Greenland
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Japan
Jordan
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Laos
Latvia
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Lesotho
Liberia
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova, Republic of
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Island
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Russian Federation
Rwanda
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
Spain
Sri Lanka
St. Helena
St. Pierre and Miquelon
Sudan
Suriname
Swaziland
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Venezuela
Viet Nam
Virgin Islands (U.S.)
Wallis and Futuna Islands
Western Sahara
Yemen
Zambia
Zimbabwe
First Name
*
Last Name
*
Email
*
Address 1
*
Address 2
City
*
State/Region/Province
Postal/Zip Code
*
*
denotes required field
Step 2: Compose E-Mail
Please review the letter and make any edits you see fit. You will be able to review your letter and address information before sending on the next page. The email and home address information you entered will be sent to the lending institution so they can get in contact with you.
Subject
*
Talking Points
Writing Tips
Adding the following information to the top of your letter will help speed up the process:
1. Daytime phone number
2. Account number of your mortgage loan
Your address information will automatically be added at the top of the letter after you click 'Next.' If you want to make any additional edits, you can do so to the left.
Message
*
Dear [Recipient],
To whom it may concern: This is a qualified written request under Section 6 of the Real Estate Settlement Procedures Act (RESPA). I own the property at the address listed above, and your bank services my mortgage. Over the last several weeks there have been many stories documenting the problem that banks are foreclosing on homes without proof that they own the loan. I have learned that in many cases, banks like yours do not even know who owns the loans you service. Employees at several leading banks have admitted to rubber stamping tens of thousands of foreclosures every month, without even checking to make sure that the bank had a legal right to proceed with foreclosure. In some cases, banks allegedly falsified mortgage documents to cover up their mistakes. There have been reports of two banks trying to foreclose on the same home, banks foreclosing on homeowners who were current on their payments, and even of a bank foreclosing on a home where the homeowner had never taken out a mortgage to begin with. This is not merely a "technical problem"--it is the difference between having a warm bed at night and being out on the street. As a homeowner and a customer of your bank, I am horrified. I had always believed that if I played by the rules, I would be protected, but now I know that banks like yours think the rules don't apply to them. To protect myself and my family, I need to know who owns my mortgage. Within sixty days, I would like to know the name, address, and phone number of the bank or investor that owns my mortgage. Furthermore, in light of the recent allegations of foreclosure fraud, I demand to see the original mortgage note proving ownership over my home loan. If you fail to produce a mortgage note proving that you have a right to collect my mortgage payments, I will be forced to consider all options available to me to ensure that my family and my home are protected. I ask that I receive my response in writing. I understand that under Section 6 of RESPA you are legally required to acknowledge my request within twenty business days and must try to resolve the issue within sixty days. Thank you for your attention to this matter.
Sincerely,
[Your Name]
[Your Address]
[Your City]
*
denotes required field